Call reports 2019
IOWA STATE BANK — 2019
What IOWA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 130,269,000 | 129,972,000 | 132,342,000 | 133,746,000 |
| Total loans | 113,992,000 | 110,096,000 | 109,562,000 | 112,712,000 |
| Allowance for loan losses | 1,993,000 | 1,973,000 | 2,001,000 | 2,030,000 |
| Securities available for sale | 8,370,000 | 7,499,000 | 7,959,000 | 7,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,052,000 | 112,261,000 | 114,235,000 | 115,810,000 |
| Interest-bearing deposits | 92,385,000 | 92,952,000 | 93,593,000 | 94,520,000 |
| Noninterest-bearing deposits | 20,667,000 | 19,309,000 | 20,642,000 | 21,290,000 |
| Equity capital | 16,813,000 | 17,277,000 | 17,643,000 | 17,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,459,000 | 2,956,000 | 4,453,000 | 5,961,000 |
| Interest expense | 279,000 | 591,000 | 926,000 | 1,256,000 |
| Net interest income | 1,180,000 | 2,365,000 | 3,527,000 | 4,705,000 |
| Noninterest income | 124,000 | 289,000 | 424,000 | 575,000 |
| Noninterest expense | 631,000 | 1,263,000 | 1,885,000 | 2,509,000 |
| Provision for loan losses | 29,000 | 58,000 | 86,000 | 115,000 |
| Pretax income | 644,000 | 1,334,000 | 1,980,000 | 2,657,000 |
| Income tax | 27,000 | 59,000 | 86,000 | 113,000 |
| Net income | 617,000 | 1,275,000 | 1,894,000 | 2,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,790,000 | 16,177,000 | 16,543,000 | 16,451,000 |
| Total capital | 17,145,000 | 17,483,000 | 17,849,000 | 17,770,000 |
| Risk-weighted assets | 107,795,000 | 103,810,000 | 103,800,000 | 104,840,000 |