Call reports 2018
IOWA STATE BANK — 2018
What IOWA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 126,116,000 | 124,363,000 | 124,405,000 | 127,609,000 |
| Total loans | 102,166,000 | 103,388,000 | 103,786,000 | 111,067,000 |
| Allowance for loan losses | 1,873,000 | 1,907,000 | 1,936,000 | 1,964,000 |
| Securities available for sale | 11,222,000 | 9,895,000 | 8,358,000 | 8,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,508,000 | 108,391,000 | 108,097,000 | 110,904,000 |
| Interest-bearing deposits | 91,220,000 | 89,908,000 | 89,225,000 | 90,257,000 |
| Noninterest-bearing deposits | 19,288,000 | 18,483,000 | 18,872,000 | 20,647,000 |
| Equity capital | 15,286,000 | 15,605,000 | 15,918,000 | 16,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,269,000 | 2,574,000 | 3,942,000 | 5,361,000 |
| Interest expense | 180,000 | 371,000 | 592,000 | 833,000 |
| Net interest income | 1,089,000 | 2,203,000 | 3,350,000 | 4,528,000 |
| Noninterest income | 143,000 | 251,000 | 387,000 | 519,000 |
| Noninterest expense | 607,000 | 1,215,000 | 1,825,000 | 2,476,000 |
| Provision for loan losses | 29,000 | 57,000 | 86,000 | 114,000 |
| Pretax income | 596,000 | 1,182,000 | 1,826,000 | 2,457,000 |
| Income tax | 26,000 | 53,000 | 81,000 | 109,000 |
| Net income | 570,000 | 1,129,000 | 1,745,000 | 2,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,370,000 | 14,700,000 | 15,049,000 | 15,423,000 |
| Total capital | 15,586,000 | 15,928,000 | 16,289,000 | 16,745,000 |
| Risk-weighted assets | 96,593,000 | 97,584,000 | 98,537,000 | 105,115,000 |