Call reports 2017
IOWA STATE BANK — 2017
What IOWA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 122,626,000 | 120,727,000 | 120,752,000 | 123,071,000 |
| Total loans | 94,312,000 | 94,932,000 | 99,493,000 | 102,329,000 |
| Allowance for loan losses | 1,539,000 | 1,771,000 | 1,805,000 | 1,846,000 |
| Securities available for sale | 16,790,000 | 16,324,000 | 15,821,000 | 13,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,190,000 | 105,930,000 | 104,571,000 | 106,717,000 |
| Interest-bearing deposits | 90,646,000 | 88,154,000 | 86,568,000 | 87,339,000 |
| Noninterest-bearing deposits | 17,544,000 | 17,776,000 | 18,003,000 | 19,378,000 |
| Equity capital | 14,130,000 | 14,467,000 | 14,769,000 | 14,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,146,000 | 2,359,000 | 3,586,000 | 4,863,000 |
| Interest expense | 134,000 | 275,000 | 422,000 | 583,000 |
| Net interest income | 1,012,000 | 2,084,000 | 3,164,000 | 4,280,000 |
| Noninterest income | 139,000 | 246,000 | 387,000 | 508,000 |
| Noninterest expense | 613,000 | 1,218,000 | 1,792,000 | 2,395,000 |
| Provision for loan losses | 18,000 | 36,000 | 77,000 | 117,000 |
| Pretax income | 520,000 | 1,076,000 | 1,682,000 | 2,276,000 |
| Income tax | 25,000 | 53,000 | 82,000 | 111,000 |
| Net income | 495,000 | 1,023,000 | 1,600,000 | 2,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,116,000 | 13,403,000 | 13,718,000 | 14,006,000 |
| Total capital | 14,251,000 | 14,554,000 | 14,901,000 | 15,228,000 |
| Risk-weighted assets | 90,404,000 | 91,479,000 | 94,052,000 | 97,169,000 |