Call reports 2016
IOWA STATE BANK — 2016
What IOWA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 120,983,000 | 120,742,000 | 119,474,000 | 119,008,000 |
| Total loans | 92,247,000 | 90,103,000 | 90,755,000 | 92,961,000 |
| Allowance for loan losses | 1,670,000 | 1,614,000 | 1,634,000 | 1,526,000 |
| Securities available for sale | 17,036,000 | 17,124,000 | 16,462,000 | 16,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,869,000 | 106,267,000 | 104,581,000 | 104,887,000 |
| Interest-bearing deposits | 89,521,000 | 89,296,000 | 88,187,000 | 87,328,000 |
| Noninterest-bearing deposits | 16,348,000 | 16,971,000 | 16,394,000 | 17,559,000 |
| Equity capital | 13,296,000 | 13,663,000 | 14,065,000 | 13,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,130,000 | 2,260,000 | 3,382,000 | 4,518,000 |
| Interest expense | 131,000 | 261,000 | 392,000 | 529,000 |
| Net interest income | 999,000 | 1,999,000 | 2,990,000 | 3,989,000 |
| Noninterest income | 137,000 | 282,000 | 413,000 | 562,000 |
| Noninterest expense | 600,000 | 1,203,000 | 1,801,000 | 2,403,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 518,000 | 1,042,000 | 1,548,000 | 2,076,000 |
| Income tax | 24,000 | 50,000 | 75,000 | 102,000 |
| Net income | 494,000 | 992,000 | 1,473,000 | 1,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,063,000 | 12,341,000 | 12,817,000 | 12,830,000 |
| Total capital | 13,168,000 | 13,413,000 | 13,893,000 | 13,935,000 |
| Risk-weighted assets | 87,823,000 | 85,192,000 | 85,512,000 | 87,994,000 |