Call reports 2015
IOWA STATE BANK — 2015
What IOWA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 117,361,000 | 115,855,000 | 121,019,000 | 120,349,000 |
| Total loans | 87,651,000 | 87,931,000 | 93,975,000 | 92,227,000 |
| Allowance for loan losses | 1,633,000 | 1,626,000 | 1,634,000 | 1,650,000 |
| Securities available for sale | 20,717,000 | 19,790,000 | 19,198,000 | 18,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,609,000 | 99,955,000 | 100,454,000 | 104,101,000 |
| Interest-bearing deposits | 84,139,000 | 83,496,000 | 83,676,000 | 87,989,000 |
| Noninterest-bearing deposits | 16,470,000 | 16,460,000 | 16,778,000 | 16,112,000 |
| Equity capital | 12,442,000 | 12,535,000 | 12,911,000 | 13,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,138,000 | 3,257,000 | 4,396,000 |
| Interest expense | 123,000 | 250,000 | 378,000 | 508,000 |
| Net interest income | 927,000 | 1,888,000 | 2,879,000 | 3,888,000 |
| Noninterest income | 146,000 | 256,000 | 482,000 | 614,000 |
| Noninterest expense | 566,000 | 1,182,000 | 1,784,000 | 2,417,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 495,000 | 938,000 | 1,541,000 | 2,037,000 |
| Income tax | 22,000 | 46,000 | 70,000 | 101,000 |
| Net income | 473,000 | 892,000 | 1,471,000 | 1,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,172,000 | 11,361,000 | 11,639,000 | 11,874,000 |
| Total capital | 12,227,000 | 12,420,000 | 12,766,000 | 12,993,000 |
| Risk-weighted assets | 83,848,000 | 84,140,000 | 89,646,000 | 88,964,000 |