Call reports 2013
IOWA STATE BANK — 2013
What IOWA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 115,667,000 | 111,375,000 | 109,692,000 | 111,448,000 |
| Total loans | 74,284,000 | 73,244,000 | 71,853,000 | 74,897,000 |
| Allowance for loan losses | 1,594,000 | 1,508,000 | 1,555,000 | 1,602,000 |
| Securities available for sale | 21,114,000 | 22,286,000 | 22,362,000 | 21,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,625,000 | 99,902,000 | 97,805,000 | 99,779,000 |
| Interest-bearing deposits | 87,820,000 | 84,672,000 | 82,279,000 | 83,672,000 |
| Noninterest-bearing deposits | 15,805,000 | 15,230,000 | 15,526,000 | 16,107,000 |
| Equity capital | 11,735,000 | 11,175,000 | 11,390,000 | 11,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 2,027,000 | 3,012,000 | 3,970,000 |
| Interest expense | 169,000 | 324,000 | 469,000 | 610,000 |
| Net interest income | 839,000 | 1,703,000 | 2,543,000 | 3,360,000 |
| Noninterest income | 153,000 | 260,000 | 370,000 | 473,000 |
| Noninterest expense | 535,000 | 1,080,000 | 1,619,000 | 2,190,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 412,000 | 793,000 | 1,159,000 | 1,463,000 |
| Income tax | 25,000 | 49,000 | 74,000 | 99,000 |
| Net income | 387,000 | 744,000 | 1,085,000 | 1,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,065,000 | 9,940,000 | 10,038,000 | 10,150,000 |
| Total capital | 11,043,000 | 10,878,000 | 10,966,000 | 11,113,000 |
| Risk-weighted assets | 77,650,000 | 74,474,000 | 73,642,000 | 76,383,000 |