Call reports 2012
IOWA STATE BANK — 2012
What IOWA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 113,444,000 | 109,535,000 | 112,364,000 | 113,273,000 |
| Total loans | 73,090,000 | 70,912,000 | 71,815,000 | 76,500,000 |
| Allowance for loan losses | 1,249,000 | 1,316,000 | 1,487,000 | 1,548,000 |
| Securities available for sale | 22,805,000 | 20,717,000 | 21,852,000 | 20,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,728,000 | 97,793,000 | 100,494,000 | 100,510,000 |
| Interest-bearing deposits | 87,740,000 | 85,183,000 | 83,572,000 | 84,946,000 |
| Noninterest-bearing deposits | 13,988,000 | 12,610,000 | 16,922,000 | 15,564,000 |
| Equity capital | 11,358,000 | 11,356,000 | 11,504,000 | 11,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,270,000 | 3,368,000 | 4,428,000 |
| Interest expense | 239,000 | 461,000 | 664,000 | 853,000 |
| Net interest income | 915,000 | 1,809,000 | 2,704,000 | 3,575,000 |
| Noninterest income | 153,000 | 243,000 | 380,000 | 501,000 |
| Noninterest expense | 543,000 | 1,105,000 | 1,665,000 | 2,237,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 450,000 | 797,000 | 1,194,000 | 1,539,000 |
| Income tax | 21,000 | 42,000 | 62,000 | 82,000 |
| Net income | 429,000 | 755,000 | 1,132,000 | 1,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,280,000 | 9,436,000 | 9,596,000 | 9,768,000 |
| Total capital | 10,226,000 | 10,344,000 | 10,531,000 | 10,776,000 |
| Risk-weighted assets | 75,403,000 | 72,205,000 | 74,235,000 | 80,094,000 |