Call reports 2011
IOWA STATE BANK — 2011
What IOWA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 110,316,000 | 110,683,000 | 107,901,000 | 110,598,000 |
| Total loans | 69,725,000 | 70,374,000 | 71,536,000 | 75,612,000 |
| Allowance for loan losses | 1,099,000 | 1,175,000 | 1,252,000 | 1,178,000 |
| Securities available for sale | 29,527,000 | 26,609,000 | 25,071,000 | 24,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,266,000 | 99,174,000 | 96,305,000 | 96,214,000 |
| Interest-bearing deposits | 88,261,000 | 89,312,000 | 85,513,000 | 84,519,000 |
| Noninterest-bearing deposits | 11,005,000 | 9,862,000 | 10,792,000 | 11,695,000 |
| Equity capital | 10,683,000 | 11,114,000 | 11,195,000 | 11,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,379,000 | 3,489,000 | 4,706,000 |
| Interest expense | 303,000 | 585,000 | 855,000 | 1,112,000 |
| Net interest income | 868,000 | 1,794,000 | 2,634,000 | 3,594,000 |
| Noninterest income | 135,000 | 236,000 | 360,000 | 463,000 |
| Noninterest expense | 541,000 | 1,086,000 | 1,578,000 | 2,151,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 387,000 | 794,000 | 1,191,000 | 1,606,000 |
| Income tax | 17,000 | 38,000 | 58,000 | 80,000 |
| Net income | 370,000 | 756,000 | 1,133,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,446,000 | 8,658,000 | 8,865,000 | 9,073,000 |
| Total capital | 9,348,000 | 9,572,000 | 9,790,000 | 10,034,000 |
| Risk-weighted assets | 71,944,000 | 72,767,000 | 73,700,000 | 76,664,000 |