Call reports 2010
IOWA STATE BANK — 2010
What IOWA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 112,798,000 | 109,226,000 | 105,728,000 | 106,108,000 |
| Total loans | 66,416,000 | 68,056,000 | 71,555,000 | 71,304,000 |
| Allowance for loan losses | 856,000 | 912,000 | 986,000 | 1,065,000 |
| Securities available for sale | 24,074,000 | 25,494,000 | 25,897,000 | 26,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,913,000 | 98,151,000 | 94,554,000 | 95,096,000 |
| Interest-bearing deposits | 93,379,000 | 89,116,000 | 85,314,000 | 85,374,000 |
| Noninterest-bearing deposits | 8,534,000 | 9,035,000 | 9,240,000 | 9,722,000 |
| Equity capital | 10,427,000 | 10,605,000 | 10,704,000 | 10,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,454,000 | 3,689,000 | 4,906,000 |
| Interest expense | 397,000 | 776,000 | 1,131,000 | 1,460,000 |
| Net interest income | 833,000 | 1,678,000 | 2,558,000 | 3,446,000 |
| Noninterest income | 131,000 | 243,000 | 358,000 | 455,000 |
| Noninterest expense | 549,000 | 1,129,000 | 1,688,000 | 2,231,000 |
| Provision for loan losses | 250,000 | 325,000 | 400,000 | 475,000 |
| Pretax income | 165,000 | 467,000 | 828,000 | 1,195,000 |
| Income tax | 18,000 | 33,000 | 48,000 | 63,000 |
| Net income | 147,000 | 434,000 | 780,000 | 1,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,791,000 | 7,942,000 | 8,079,000 | 8,277,000 |
| Total capital | 8,647,000 | 8,854,000 | 8,998,000 | 9,200,000 |
| Risk-weighted assets | 73,001,000 | 72,594,000 | 73,448,000 | 73,680,000 |