Call reports 2009
IOWA STATE BANK — 2009
What IOWA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 109,271,000 | 106,804,000 | 108,002,000 | 106,628,000 |
| Total loans | 71,997,000 | 70,563,000 | 70,977,000 | 71,157,000 |
| Allowance for loan losses | 842,000 | 861,000 | 937,000 | 875,000 |
| Securities available for sale | 27,902,000 | 26,007,000 | 24,835,000 | 21,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,181,000 | 95,836,000 | 96,960,000 | 95,688,000 |
| Interest-bearing deposits | 89,669,000 | 87,790,000 | 88,599,000 | 86,385,000 |
| Noninterest-bearing deposits | 8,512,000 | 8,046,000 | 8,361,000 | 9,303,000 |
| Equity capital | 10,557,000 | 10,358,000 | 10,470,000 | 10,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,669,000 | 3,956,000 | 5,291,000 |
| Interest expense | 484,000 | 955,000 | 1,405,000 | 1,834,000 |
| Net interest income | 859,000 | 1,714,000 | 2,551,000 | 3,457,000 |
| Noninterest income | 113,000 | 210,000 | 320,000 | 419,000 |
| Noninterest expense | 532,000 | 1,082,000 | 1,659,000 | 2,201,000 |
| Provision for loan losses | 95,000 | 313,000 | 388,000 | 463,000 |
| Pretax income | 345,000 | 529,000 | 824,000 | 1,212,000 |
| Income tax | 18,000 | 32,000 | 45,000 | 60,000 |
| Net income | 327,000 | 497,000 | 779,000 | 1,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,591,000 | 7,480,000 | 7,575,000 | 7,729,000 |
| Total capital | 8,433,000 | 8,341,000 | 8,512,000 | 8,604,000 |
| Risk-weighted assets | 76,070,000 | 74,271,000 | 75,222,000 | 75,557,000 |