Call reports 2007
IOWA STATE BANK — 2007
What IOWA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 71,137,000 | 99,219,000 | 100,782,000 | 100,107,000 |
| Total loans | 51,803,000 | 55,721,000 | 61,160,000 | 61,783,000 |
| Allowance for loan losses | 644,000 | 659,000 | 663,000 | 689,000 |
| Securities available for sale | 15,475,000 | 17,535,000 | 18,859,000 | 26,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,031,000 | 90,061,000 | 91,304,000 | 90,332,000 |
| Interest-bearing deposits | 58,567,000 | 83,435,000 | 84,484,000 | 82,633,000 |
| Noninterest-bearing deposits | 5,464,000 | 6,626,000 | 6,820,000 | 7,699,000 |
| Equity capital | 5,632,000 | 8,592,000 | 8,861,000 | 9,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,096,000 | 2,409,000 | 3,958,000 | 5,474,000 |
| Interest expense | 555,000 | 1,257,000 | 2,125,000 | 2,984,000 |
| Net interest income | 541,000 | 1,152,000 | 1,833,000 | 2,490,000 |
| Noninterest income | 97,000 | 179,000 | 258,000 | 338,000 |
| Noninterest expense | 365,000 | 774,000 | 1,222,000 | 1,665,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 656,000 |
| Pretax income | 258,000 | 527,000 | 824,000 | 507,000 |
| Income tax | 14,000 | 29,000 | 43,000 | 10,000 |
| Net income | 244,000 | 498,000 | 781,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,838,000 | 6,809,000 | 6,878,000 | 7,003,000 |
| Total capital | 6,482,000 | 7,468,000 | 7,541,000 | 7,692,000 |
| Risk-weighted assets | 56,178,000 | 67,143,000 | 71,761,000 | 72,009,000 |