Call reports 2006
IOWA STATE BANK — 2006
What IOWA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 66,598,000 | 67,714,000 | 69,179,000 | 69,141,000 |
| Total loans | 45,417,000 | 48,173,000 | 49,908,000 | 50,487,000 |
| Allowance for loan losses | 564,000 | 580,000 | 596,000 | 628,000 |
| Securities available for sale | 17,761,000 | 16,425,000 | 16,498,000 | 16,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,817,000 | 58,913,000 | 60,506,000 | 60,255,000 |
| Interest-bearing deposits | 55,607,000 | 53,780,000 | 55,726,000 | 54,303,000 |
| Noninterest-bearing deposits | 5,210,000 | 5,133,000 | 4,780,000 | 5,952,000 |
| Equity capital | 4,951,000 | 4,898,000 | 5,207,000 | 5,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 953,000 | 1,968,000 | 3,047,000 | 4,138,000 |
| Interest expense | 426,000 | 888,000 | 1,417,000 | 1,972,000 |
| Net interest income | 527,000 | 1,080,000 | 1,630,000 | 2,166,000 |
| Noninterest income | 101,000 | 167,000 | 238,000 | 314,000 |
| Noninterest expense | 337,000 | 685,000 | 1,010,000 | 1,358,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 276,000 | 532,000 | 813,000 | 1,062,000 |
| Income tax | 13,000 | 27,000 | 41,000 | 54,000 |
| Net income | 263,000 | 505,000 | 772,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,362,000 | 5,449,000 | 5,521,000 | 5,594,000 |
| Total capital | 5,926,000 | 6,029,000 | 6,117,000 | 6,222,000 |
| Risk-weighted assets | 50,772,000 | 51,875,000 | 53,605,000 | 54,093,000 |