Call reports 2003
IOWA STATE BANK — 2003
What IOWA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 64,258,000 | 63,758,000 | 67,276,000 | 65,369,000 |
| Total loans | 36,796,000 | 37,697,000 | 40,387,000 | 40,070,000 |
| Allowance for loan losses | 474,000 | 483,000 | 443,000 | 442,000 |
| Securities available for sale | 19,563,000 | 20,279,000 | 20,768,000 | 19,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,278,000 | 57,517,000 | 61,417,000 | 59,479,000 |
| Interest-bearing deposits | 53,310,000 | 52,932,000 | 57,013,000 | 54,652,000 |
| Noninterest-bearing deposits | 4,968,000 | 4,585,000 | 4,404,000 | 4,827,000 |
| Equity capital | 5,636,000 | 5,882,000 | 5,509,000 | 5,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 875,000 | 1,756,000 | 2,607,000 | 3,468,000 |
| Interest expense | 411,000 | 805,000 | 1,202,000 | 1,588,000 |
| Net interest income | 464,000 | 951,000 | 1,405,000 | 1,880,000 |
| Noninterest income | 67,000 | 142,000 | 217,000 | 283,000 |
| Noninterest expense | 347,000 | 691,000 | 1,047,000 | 1,407,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 175,000 | 412,000 | 584,000 | 756,000 |
| Income tax | 8,000 | 27,000 | 37,000 | 48,000 |
| Net income | 167,000 | 385,000 | 547,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,996,000 | 5,129,000 | 5,103,000 | 5,159,000 |
| Total capital | 5,470,000 | 5,612,000 | 5,546,000 | 5,601,000 |
| Risk-weighted assets | 45,124,000 | 44,837,000 | 49,142,000 | 48,491,000 |