Call reports 2001
IOWA STATE BANK — 2001
What IOWA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,199,000 | 54,929,000 | 55,534,000 | 58,319,000 |
| Total loans | 32,227,000 | 32,479,000 | 32,871,000 | 31,801,000 |
| Allowance for loan losses | 464,000 | 463,000 | 472,000 | 460,000 |
| Securities available for sale | 20,209,000 | 18,146,000 | 18,389,000 | 22,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,399,000 | 49,648,000 | 49,836,000 | 52,896,000 |
| Interest-bearing deposits | 45,826,000 | 45,734,000 | 46,416,000 | 48,398,000 |
| Noninterest-bearing deposits | 3,573,000 | 3,914,000 | 3,421,000 | 4,498,000 |
| Equity capital | 4,792,000 | 4,745,000 | 5,164,000 | 4,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,020,000 | 3,024,000 | 3,993,000 |
| Interest expense | 583,000 | 1,153,000 | 1,715,000 | 2,254,000 |
| Net interest income | 429,000 | 867,000 | 1,309,000 | 1,739,000 |
| Noninterest income | 61,000 | 115,000 | 177,000 | 243,000 |
| Noninterest expense | 318,000 | 650,000 | 978,000 | 1,304,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 163,000 | 350,000 | 517,000 | 678,000 |
| Income tax | 13,000 | 25,000 | 37,000 | 49,000 |
| Net income | 150,000 | 325,000 | 480,000 | 629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,579,000 | 4,616,000 | 4,644,000 | 4,693,000 |
| Total capital | 5,043,000 | 5,079,000 | 5,116,000 | 5,153,000 |
| Risk-weighted assets | 44,726,000 | 43,993,000 | 44,297,000 | 43,878,000 |