Call reports 2024
COWBOY BANK — 2024
What COWBOY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 356,540,000 | 360,867,000 | 371,079,000 | 360,188,000 |
| Total loans | 258,972,000 | 249,078,000 | 244,627,000 | 265,743,000 |
| Allowance for loan losses | 2,621,000 | 2,920,000 | 2,702,000 | 2,504,000 |
| Securities available for sale | 38,513,000 | 36,068,000 | 35,910,000 | 41,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,509,000 | 312,491,000 | 320,113,000 | 313,419,000 |
| Interest-bearing deposits | 226,348,000 | 233,389,000 | 235,012,000 | 243,358,000 |
| Noninterest-bearing deposits | 82,161,000 | 79,102,000 | 85,101,000 | 70,061,000 |
| Equity capital | 41,327,000 | 41,606,000 | 44,189,000 | 40,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,163,000 | 10,431,000 | 15,764,000 | 21,032,000 |
| Interest expense | 1,426,000 | 3,031,000 | 4,753,000 | 6,499,000 |
| Net interest income | 3,737,000 | 7,400,000 | 11,011,000 | 14,533,000 |
| Noninterest income | 388,000 | 752,000 | 1,111,000 | 1,593,000 |
| Noninterest expense | 2,196,000 | 4,121,000 | 6,149,000 | 8,541,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 201,000 |
| Pretax income | 1,931,000 | 3,837,000 | 5,781,000 | 7,394,000 |
| Income tax | 79,000 | 188,000 | 285,000 | 323,000 |
| Net income | 1,852,000 | 3,649,000 | 5,496,000 | 7,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,158,000 | 39,595,000 | 41,680,000 | 38,493,000 |