Call reports 2023
COWBOY BANK — 2023
What COWBOY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 355,442,000 | 335,329,000 | 338,011,000 | 359,198,000 |
| Total loans | 259,966,000 | 243,583,000 | 230,711,000 | 247,339,000 |
| Allowance for loan losses | 2,621,000 | 2,622,000 | 2,624,000 | 2,623,000 |
| Securities available for sale | 39,526,000 | 39,390,000 | 40,087,000 | 40,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,430,000 | 287,524,000 | 289,914,000 | 313,268,000 |
| Interest-bearing deposits | 206,935,000 | 201,005,000 | 204,728,000 | 234,596,000 |
| Noninterest-bearing deposits | 92,495,000 | 86,519,000 | 85,186,000 | 78,672,000 |
| Equity capital | 40,959,000 | 40,754,000 | 40,643,000 | 39,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,784,000 | 9,608,000 | 14,468,000 | 19,681,000 |
| Interest expense | 844,000 | 1,777,000 | 2,926,000 | 4,321,000 |
| Net interest income | 3,940,000 | 7,831,000 | 11,542,000 | 15,360,000 |
| Noninterest income | 319,000 | 675,000 | 1,028,000 | 1,405,000 |
| Noninterest expense | 1,811,000 | 3,667,000 | 5,591,000 | 7,670,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 4,000 |
| Pretax income | 2,445,000 | 4,858,000 | 6,999,000 | 9,116,000 |
| Income tax | 78,000 | 146,000 | 218,000 | 416,000 |
| Net income | 2,367,000 | 4,712,000 | 6,781,000 | 8,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,018,000 | 38,602,000 | 38,910,000 | 37,067,000 |