Call reports 2022
COWBOY BANK — 2022
What COWBOY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 339,593,000 | 344,555,000 | 347,970,000 | 368,346,000 |
| Total loans | 237,329,000 | 228,776,000 | 240,947,000 | 262,013,000 |
| Allowance for loan losses | 1,917,000 | 1,927,000 | 1,923,000 | 2,526,000 |
| Securities available for sale | 40,427,000 | 39,873,000 | 41,376,000 | 40,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,620,000 | 296,313,000 | 298,131,000 | 321,439,000 |
| Interest-bearing deposits | 205,236,000 | 202,565,000 | 203,571,000 | 226,357,000 |
| Noninterest-bearing deposits | 85,384,000 | 93,748,000 | 94,560,000 | 95,082,000 |
| Equity capital | 38,768,000 | 39,086,000 | 40,618,000 | 38,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,536,000 | 7,021,000 | 10,878,000 | 15,618,000 |
| Interest expense | 226,000 | 496,000 | 838,000 | 1,370,000 |
| Net interest income | 3,310,000 | 6,525,000 | 10,040,000 | 14,248,000 |
| Noninterest income | 277,000 | 959,000 | 1,348,000 | 1,677,000 |
| Noninterest expense | 1,873,000 | 3,774,000 | 5,641,000 | 7,854,000 |
| Provision for loan losses | 0 | 0 | 0 | 600,000 |
| Pretax income | 1,715,000 | 3,723,000 | 5,763,000 | 7,491,000 |
| Income tax | 67,000 | 154,000 | 227,000 | 336,000 |
| Net income | 1,648,000 | 3,569,000 | 5,536,000 | 7,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,191,000 | 35,349,000 | 37,555,000 | 35,413,000 |