Call reports 2021
COWBOY BANK — 2021
What COWBOY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 342,892,000 | 341,309,000 | 330,473,000 | 344,564,000 |
| Total loans | 247,761,000 | 227,952,000 | 211,565,000 | 233,481,000 |
| Allowance for loan losses | 1,504,000 | 1,504,000 | 1,703,000 | 1,916,000 |
| Securities available for sale | 32,880,000 | 38,126,000 | 38,226,000 | 38,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,065,000 | 283,582,000 | 275,689,000 | 292,485,000 |
| Interest-bearing deposits | 203,372,000 | 197,040,000 | 186,370,000 | 208,197,000 |
| Noninterest-bearing deposits | 85,693,000 | 86,542,000 | 89,319,000 | 84,288,000 |
| Equity capital | 40,556,000 | 42,574,000 | 43,932,000 | 41,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,512,000 | 8,120,000 | 11,327,000 | 14,651,000 |
| Interest expense | 264,000 | 511,000 | 781,000 | 1,010,000 |
| Net interest income | 4,248,000 | 7,609,000 | 10,546,000 | 13,641,000 |
| Noninterest income | 287,000 | 613,000 | 997,000 | 1,372,000 |
| Noninterest expense | 1,779,000 | 3,615,000 | 5,437,000 | 7,355,000 |
| Provision for loan losses | 200,000 | 200,000 | 400,000 | 614,000 |
| Pretax income | 2,556,000 | 4,407,000 | 5,706,000 | 7,073,000 |
| Income tax | 26,000 | 85,000 | 122,000 | 330,000 |
| Net income | 2,530,000 | 4,322,000 | 5,584,000 | 6,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,371,000 | 34,404,000 | 35,903,000 | 34,303,000 |
| Total capital | 33,875,000 | 35,908,000 | 37,606,000 | 36,219,000 |
| Risk-weighted assets | 234,162,000 | 229,566,000 | 224,441,000 | 243,157,000 |