Call reports 2020
COWBOY BANK — 2020
What COWBOY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 322,299,000 | 335,945,000 | 325,889,000 | 323,817,000 |
| Total loans | 233,540,000 | 249,432,000 | 240,136,000 | 240,271,000 |
| Allowance for loan losses | 742,000 | 903,000 | 1,194,000 | 1,311,000 |
| Securities available for sale | 26,636,000 | 27,475,000 | 26,198,000 | 31,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,945,000 | 277,069,000 | 265,943,000 | 272,105,000 |
| Interest-bearing deposits | 202,992,000 | 205,856,000 | 197,003,000 | 183,470,000 |
| Noninterest-bearing deposits | 67,953,000 | 71,213,000 | 68,940,000 | 88,635,000 |
| Equity capital | 38,850,000 | 41,244,000 | 42,456,000 | 38,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,897,000 | 7,441,000 | 11,833,000 | 15,052,000 |
| Interest expense | 720,000 | 1,284,000 | 1,723,000 | 2,046,000 |
| Net interest income | 3,177,000 | 6,157,000 | 10,110,000 | 13,006,000 |
| Noninterest income | 324,000 | 1,486,000 | 882,000 | 1,228,000 |
| Noninterest expense | 1,894,000 | 3,783,000 | 5,585,000 | 7,362,000 |
| Provision for loan losses | 529,000 | 690,000 | 982,000 | 1,098,000 |
| Pretax income | 1,081,000 | 3,173,000 | 4,463,000 | 5,812,000 |
| Income tax | 0 | 23,000 | 100,000 | 140,000 |
| Net income | 1,081,000 | 3,150,000 | 4,363,000 | 5,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,795,000 | 32,103,000 | 33,555,000 | 29,603,000 |
| Total capital | 30,537,000 | 33,006,000 | — | 30,914,000 |
| Risk-weighted assets | 232,645,000 | 233,321,000 | — | 228,134,000 |