Call reports 2019
COWBOY BANK — 2019
What COWBOY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 309,895,000 | 304,333,000 | 298,255,000 | 314,418,000 |
| Total loans | 232,188,000 | 226,743,000 | 220,839,000 | 228,507,000 |
| Allowance for loan losses | 2,944,000 | 2,885,000 | 2,960,000 | 215,000 |
| Securities available for sale | 32,585,000 | 32,640,000 | 31,963,000 | 31,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,828,000 | 256,294,000 | 249,449,000 | 264,405,000 |
| Interest-bearing deposits | 206,041,000 | 198,903,000 | 192,031,000 | 206,601,000 |
| Noninterest-bearing deposits | 56,787,000 | 57,391,000 | 57,418,000 | 57,804,000 |
| Equity capital | 32,177,000 | 33,360,000 | 34,049,000 | 37,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,669,000 | 7,426,000 | 11,097,000 | 2,493,000 |
| Interest expense | 780,000 | 1,592,000 | 2,339,000 | 635,000 |
| Net interest income | 2,889,000 | 5,834,000 | 8,758,000 | 1,858,000 |
| Noninterest income | 343,000 | 703,000 | 1,080,000 | 214,000 |
| Noninterest expense | 1,617,000 | 3,318,000 | 5,192,000 | 1,288,000 |
| Provision for loan losses | 0 | 0 | 96,000 | 215,000 |
| Pretax income | 1,619,000 | 3,226,000 | 4,558,000 | 569,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,619,000 | 3,226,000 | 4,558,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,189,000 | 33,138,000 | 33,802,000 | 28,475,000 |
| Total capital | 35,085,000 | 35,965,000 | 36,586,000 | 28,690,000 |
| Risk-weighted assets | 231,649,000 | 226,136,000 | 222,576,000 | 222,795,000 |