Call reports 2018
COWBOY BANK — 2018
What COWBOY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 303,781,000 | 295,270,000 | 287,549,000 | 310,844,000 |
| Total loans | 224,868,000 | 215,360,000 | 218,077,000 | 227,560,000 |
| Allowance for loan losses | 2,739,000 | 2,693,000 | 2,777,000 | 2,936,000 |
| Securities available for sale | 31,090,000 | 30,498,000 | 32,679,000 | 32,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,258,000 | 249,011,000 | 241,011,000 | 264,518,000 |
| Interest-bearing deposits | 201,499,000 | 189,731,000 | 182,829,000 | 209,433,000 |
| Noninterest-bearing deposits | 55,759,000 | 59,280,000 | 58,182,000 | 55,085,000 |
| Equity capital | 30,684,000 | 30,490,000 | 31,002,000 | 31,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,221,000 | 6,588,000 | 9,904,000 | 13,392,000 |
| Interest expense | 536,000 | 1,109,000 | 1,685,000 | 2,374,000 |
| Net interest income | 2,685,000 | 5,479,000 | 8,219,000 | 11,018,000 |
| Noninterest income | 354,000 | 735,000 | 1,103,000 | 1,493,000 |
| Noninterest expense | 1,611,000 | 3,382,000 | 4,909,000 | 6,990,000 |
| Provision for loan losses | 0 | 250,000 | 600,000 | 752,000 |
| Pretax income | 1,428,000 | 2,582,000 | 3,813,000 | 4,771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,428,000 | 2,582,000 | 3,813,000 | 4,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,879,000 | 30,732,000 | 31,303,000 | 31,601,000 |
| Total capital | 33,618,000 | 33,425,000 | 34,017,000 | 34,495,000 |
| Risk-weighted assets | 224,150,000 | 216,415,000 | 217,104,000 | 231,535,000 |