Call reports 2017
COWBOY BANK — 2017
What COWBOY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 291,396,000 | 286,978,000 | 277,453,000 | 297,001,000 |
| Total loans | 222,669,000 | 217,418,000 | 215,755,000 | 220,524,000 |
| Allowance for loan losses | 3,345,000 | 3,380,000 | 2,649,000 | 2,721,000 |
| Securities available for sale | 20,744,000 | 22,400,000 | 22,023,000 | 22,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,047,000 | 243,031,000 | 232,908,000 | 253,374,000 |
| Interest-bearing deposits | 193,609,000 | 185,509,000 | 176,608,000 | 194,505,000 |
| Noninterest-bearing deposits | 53,438,000 | 57,522,000 | 56,300,000 | 58,869,000 |
| Equity capital | 29,918,000 | 29,833,000 | 30,567,000 | 30,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,901,000 | 5,781,000 | 8,751,000 | 11,740,000 |
| Interest expense | 349,000 | 714,000 | 1,089,000 | 1,539,000 |
| Net interest income | 2,552,000 | 5,067,000 | 7,662,000 | 10,201,000 |
| Noninterest income | 332,000 | 790,000 | 1,174,000 | 1,545,000 |
| Noninterest expense | 1,628,000 | 3,478,000 | 5,050,000 | 7,140,000 |
| Provision for loan losses | 0 | 0 | 0 | 102,000 |
| Pretax income | 1,256,000 | 2,392,000 | 3,800,000 | 4,520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,256,000 | 2,392,000 | 3,800,000 | 4,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,790,000 | 29,626,000 | 30,382,000 | 30,274,000 |
| Total capital | 32,594,000 | 32,364,000 | 33,031,000 | 32,995,000 |
| Risk-weighted assets | 223,833,000 | 218,424,000 | 216,230,000 | 221,322,000 |