Call reports 2016
COWBOY BANK — 2016
What COWBOY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 274,842,000 | 269,695,000 | 266,183,000 | 278,739,000 |
| Total loans | 219,573,000 | 211,407,000 | 211,375,000 | 221,566,000 |
| Allowance for loan losses | 3,508,000 | 3,513,000 | 3,694,000 | 3,338,000 |
| Securities available for sale | 17,757,000 | 17,885,000 | 17,772,000 | 18,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,972,000 | 223,843,000 | 219,411,000 | 235,042,000 |
| Interest-bearing deposits | 176,122,000 | 171,412,000 | 166,643,000 | 183,454,000 |
| Noninterest-bearing deposits | 52,850,000 | 52,431,000 | 52,768,000 | 51,588,000 |
| Equity capital | 29,877,000 | 29,808,000 | 28,549,000 | 29,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,687,000 | 5,485,000 | 8,218,000 | 11,051,000 |
| Interest expense | 298,000 | 579,000 | 863,000 | 1,174,000 |
| Net interest income | 2,389,000 | 4,906,000 | 7,355,000 | 9,877,000 |
| Noninterest income | 345,000 | 716,000 | 1,067,000 | 1,410,000 |
| Noninterest expense | 1,606,000 | 3,278,000 | 4,932,000 | 6,880,000 |
| Provision for loan losses | 250,000 | 250,000 | 450,000 | 453,000 |
| Pretax income | 898,000 | 2,114,000 | 3,060,000 | 3,989,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 898,000 | 2,114,000 | 3,060,000 | 3,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,585,000 | 29,469,000 | 28,255,000 | 29,186,000 |
| Total capital | 32,302,000 | 32,095,000 | 30,893,000 | 31,926,000 |
| Risk-weighted assets | 216,545,000 | 209,131,000 | 210,026,000 | 218,658,000 |