Call reports 2015
COWBOY BANK — 2015
What COWBOY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 266,278,000 | 255,664,000 | 255,343,000 | 282,390,000 |
| Total loans | 204,398,000 | 196,665,000 | 202,172,000 | 218,053,000 |
| Allowance for loan losses | 2,910,000 | 2,921,000 | 2,935,000 | 3,306,000 |
| Securities available for sale | 23,288,000 | 22,492,000 | 22,175,000 | 17,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,971,000 | 212,761,000 | 208,786,000 | 230,877,000 |
| Interest-bearing deposits | 160,196,000 | 156,896,000 | 156,869,000 | 175,155,000 |
| Noninterest-bearing deposits | 56,775,000 | 55,865,000 | 51,917,000 | 55,722,000 |
| Equity capital | 28,627,000 | 28,638,000 | 29,167,000 | 29,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,675,000 | 5,356,000 | 8,045,000 | 10,835,000 |
| Interest expense | 249,000 | 515,000 | 781,000 | 1,063,000 |
| Net interest income | 2,426,000 | 4,841,000 | 7,264,000 | 9,772,000 |
| Noninterest income | 316,000 | 708,000 | 1,071,000 | 1,429,000 |
| Noninterest expense | 1,454,000 | 2,946,000 | 4,530,000 | 6,423,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 561,000 |
| Pretax income | 1,188,000 | 2,522,000 | 3,723,000 | 4,176,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,188,000 | 2,522,000 | 3,723,000 | 4,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,357,000 | 28,358,000 | 28,899,000 | 29,352,000 |
| Total capital | 30,856,000 | 30,804,000 | 31,394,000 | 32,035,000 |
| Risk-weighted assets | 202,792,000 | 195,264,000 | 199,227,000 | 214,092,000 |