Call reports 2014
COWBOY BANK — 2014
What COWBOY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 246,180,000 | 245,160,000 | 249,818,000 | 253,220,000 |
| Total loans | 181,933,000 | 174,583,000 | 177,010,000 | 199,958,000 |
| Allowance for loan losses | 3,192,000 | 2,906,000 | 2,929,000 | 3,006,000 |
| Securities available for sale | 25,390,000 | 24,770,000 | 26,048,000 | 23,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,585,000 | 212,681,000 | 216,438,000 | 217,019,000 |
| Interest-bearing deposits | 153,623,000 | 156,262,000 | 156,418,000 | 158,663,000 |
| Noninterest-bearing deposits | 54,962,000 | 56,419,000 | 60,020,000 | 58,356,000 |
| Equity capital | 26,300,000 | 26,441,000 | 27,156,000 | 28,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,092,000 | 7,578,000 | 10,196,000 |
| Interest expense | 248,000 | 491,000 | 733,000 | 969,000 |
| Net interest income | 2,330,000 | 4,601,000 | 6,845,000 | 9,227,000 |
| Noninterest income | 295,000 | 705,000 | 1,285,000 | 1,637,000 |
| Noninterest expense | 1,391,000 | 2,867,000 | 4,270,000 | 6,037,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 221,000 |
| Pretax income | 1,084,000 | 2,335,000 | 3,757,000 | 4,624,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,084,000 | 2,335,000 | 3,757,000 | 4,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,160,000 | 26,218,000 | 26,962,000 | 27,831,000 |
| Total capital | 27,529,000 | 27,313,000 | 28,385,000 | 30,256,000 |
| Risk-weighted assets | 194,069,000 | 172,166,000 | 176,002,000 | 193,425,000 |