Call reports 2013
COWBOY BANK — 2013
What COWBOY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 243,298,000 | 243,100,000 | 229,648,000 | 231,586,000 |
| Total loans | 177,885,000 | 169,849,000 | 162,256,000 | 178,817,000 |
| Allowance for loan losses | 3,101,000 | 2,691,000 | 2,684,000 | 3,006,000 |
| Securities available for sale | 39,789,000 | 32,329,000 | 35,642,000 | 26,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,020,000 | 213,871,000 | 199,673,000 | 199,675,000 |
| Interest-bearing deposits | 162,513,000 | 156,882,000 | 153,308,000 | 149,077,000 |
| Noninterest-bearing deposits | 47,507,000 | 56,989,000 | 46,365,000 | 50,598,000 |
| Equity capital | 24,523,000 | 23,936,000 | 24,876,000 | 25,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,576,000 | 5,135,000 | 7,558,000 | 10,370,000 |
| Interest expense | 311,000 | 598,000 | 868,000 | 1,122,000 |
| Net interest income | 2,265,000 | 4,537,000 | 6,690,000 | 9,248,000 |
| Noninterest income | 255,000 | 546,000 | 811,000 | 1,108,000 |
| Noninterest expense | 1,341,000 | 2,767,000 | 4,156,000 | 5,863,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 502,000 |
| Pretax income | 1,179,000 | 2,116,000 | 3,145,000 | 3,991,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,179,000 | 2,116,000 | 3,145,000 | 3,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,206,000 | 23,797,000 | 24,825,000 | 25,672,000 |
| Total capital | 25,506,000 | 25,043,000 | 25,950,000 | 26,964,000 |
| Risk-weighted assets | 187,431,000 | 182,549,000 | 172,738,000 | 187,987,000 |