Call reports 2012
COWBOY BANK — 2012
What COWBOY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 245,324,000 | 254,494,000 | 245,037,000 | 246,127,000 |
| Total loans | 179,109,000 | 159,494,000 | 156,093,000 | 178,078,000 |
| Allowance for loan losses | 3,020,000 | 3,043,000 | 2,743,000 | 3,006,000 |
| Securities available for sale | 28,752,000 | 51,944,000 | 60,082,000 | 41,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,841,000 | 220,391,000 | 210,770,000 | 216,035,000 |
| Interest-bearing deposits | 163,222,000 | 162,903,000 | 162,751,000 | 167,907,000 |
| Noninterest-bearing deposits | 41,620,000 | 57,488,000 | 48,019,000 | 48,128,000 |
| Equity capital | 22,970,000 | 23,424,000 | 23,715,000 | 24,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,745,000 | 5,291,000 | 7,707,000 | 10,154,000 |
| Interest expense | 517,000 | 960,000 | 1,345,000 | 1,697,000 |
| Net interest income | 2,228,000 | 4,331,000 | 6,362,000 | 8,457,000 |
| Noninterest income | 324,000 | 610,000 | 918,000 | 1,232,000 |
| Noninterest expense | 1,340,000 | 2,796,000 | 4,153,000 | 5,769,000 |
| Provision for loan losses | 160,000 | 160,000 | 160,000 | 425,000 |
| Pretax income | 1,080,000 | 2,144,000 | 3,126,000 | 3,681,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,080,000 | 2,144,000 | 3,126,000 | 3,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,459,000 | 23,038,000 | 23,249,000 | 23,783,000 |
| Total capital | 24,862,000 | 25,212,000 | 25,372,000 | 25,146,000 |
| Risk-weighted assets | 191,640,000 | 173,018,000 | 169,222,000 | 187,676,000 |