Call reports 2011
COWBOY BANK — 2011
What COWBOY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 275,351,000 | 262,336,000 | 254,426,000 | 246,046,000 |
| Total loans | 198,964,000 | 178,083,000 | 175,479,000 | 182,519,000 |
| Allowance for loan losses | 2,851,000 | 2,639,000 | 2,770,000 | 3,007,000 |
| Securities available for sale | 53,677,000 | 51,037,000 | 50,743,000 | 35,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,219,000 | 219,037,000 | 212,815,000 | 205,564,000 |
| Interest-bearing deposits | 196,987,000 | 176,586,000 | 169,521,000 | 166,010,000 |
| Noninterest-bearing deposits | 34,232,000 | 42,451,000 | 43,294,000 | 39,554,000 |
| Equity capital | 23,307,000 | 22,864,000 | 23,288,000 | 22,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,164,000 | 6,170,000 | 9,031,000 | 11,876,000 |
| Interest expense | 632,000 | 1,284,000 | 1,884,000 | 2,453,000 |
| Net interest income | 2,532,000 | 4,886,000 | 7,147,000 | 9,423,000 |
| Noninterest income | 291,000 | 559,000 | 849,000 | 1,184,000 |
| Noninterest expense | 1,228,000 | 2,585,000 | 3,904,000 | 5,563,000 |
| Provision for loan losses | 100,000 | 400,000 | 800,000 | 2,061,000 |
| Pretax income | 1,495,000 | 2,460,000 | 3,296,000 | 2,987,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,495,000 | 2,460,000 | 3,296,000 | 2,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,962,000 | 22,431,000 | 22,811,000 | 22,364,000 |
| Total capital | 25,305,000 | 24,725,000 | 25,067,000 | 24,770,000 |
| Risk-weighted assets | 191,753,000 | 187,997,000 | 185,292,000 | 191,844,000 |