Call reports 2010
COWBOY BANK — 2010
What COWBOY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 215,212,000 | 229,155,000 | 230,476,000 | 250,211,000 |
| Total loans | 184,395,000 | 180,386,000 | 182,135,000 | 202,682,000 |
| Allowance for loan losses | 2,369,000 | 2,356,000 | 2,665,000 | 2,756,000 |
| Securities available for sale | 15,592,000 | 28,200,000 | 29,613,000 | 28,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,980,000 | 186,226,000 | 187,156,000 | 204,020,000 |
| Interest-bearing deposits | 147,507,000 | 158,210,000 | 157,392,000 | 171,165,000 |
| Noninterest-bearing deposits | 27,473,000 | 28,016,000 | 29,764,000 | 32,855,000 |
| Equity capital | 20,737,000 | 21,430,000 | 21,941,000 | 22,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,850,000 | 5,758,000 | 8,724,000 | 11,758,000 |
| Interest expense | 565,000 | 1,133,000 | 1,721,000 | 2,307,000 |
| Net interest income | 2,285,000 | 4,625,000 | 7,003,000 | 9,451,000 |
| Noninterest income | 278,000 | 602,000 | 1,155,000 | 1,461,000 |
| Noninterest expense | 1,135,000 | 2,388,000 | 3,647,000 | 5,235,000 |
| Provision for loan losses | 250,000 | 450,000 | 750,000 | 1,387,000 |
| Pretax income | 1,178,000 | 2,389,000 | 3,761,000 | 4,290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,178,000 | 2,389,000 | 3,761,000 | 4,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,299,000 | 20,950,000 | 21,480,000 | 21,981,000 |
| Total capital | 22,070,000 | 22,758,000 | 23,820,000 | 24,611,000 |
| Risk-weighted assets | 193,570,000 | 190,613,000 | 191,415,000 | 210,256,000 |