Call reports 2009
COWBOY BANK — 2009
What COWBOY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 215,471,000 | 206,294,000 | 204,630,000 | 211,612,000 |
| Total loans | 180,503,000 | 170,970,000 | 172,036,000 | 182,601,000 |
| Allowance for loan losses | 1,949,000 | 1,940,000 | 2,061,000 | 2,110,000 |
| Securities available for sale | 18,952,000 | 14,872,000 | 11,731,000 | 10,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,091,000 | 166,062,000 | 165,772,000 | 167,113,000 |
| Interest-bearing deposits | 143,146,000 | 138,044,000 | 138,177,000 | 139,207,000 |
| Noninterest-bearing deposits | 27,945,000 | 28,018,000 | 27,595,000 | 27,906,000 |
| Equity capital | 19,449,000 | 19,451,000 | 20,062,000 | 20,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,766,000 | 5,557,000 | 8,368,000 | 11,166,000 |
| Interest expense | 914,000 | 1,725,000 | 2,399,000 | 3,049,000 |
| Net interest income | 1,852,000 | 3,832,000 | 5,969,000 | 8,117,000 |
| Noninterest income | 310,000 | 638,000 | 983,000 | 1,477,000 |
| Noninterest expense | 1,186,000 | 2,507,000 | 3,773,000 | 5,442,000 |
| Provision for loan losses | 300,000 | 300,000 | 450,000 | 1,106,000 |
| Pretax income | 676,000 | 1,683,000 | 2,749,000 | 3,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 676,000 | 1,683,000 | 2,749,000 | 3,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,045,000 | 19,139,000 | 19,529,000 | 19,809,000 |
| Total capital | 20,398,000 | 20,478,000 | 20,990,000 | 21,321,000 |
| Risk-weighted assets | 191,812,000 | 182,043,000 | 183,094,000 | 191,939,000 |