Call reports 2007
COWBOY BANK — 2007
What COWBOY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 176,175,000 | 186,576,000 | 183,462,000 | 197,824,000 |
| Total loans | 151,085,000 | 150,020,000 | 145,548,000 | 160,499,000 |
| Allowance for loan losses | 928,000 | 1,055,000 | 1,020,000 | 1,105,000 |
| Securities available for sale | 8,500,000 | 14,727,000 | 19,589,000 | 19,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,401,000 | 156,711,000 | 154,908,000 | 165,573,000 |
| Interest-bearing deposits | 124,401,000 | 135,987,000 | 133,338,000 | 140,021,000 |
| Noninterest-bearing deposits | 21,000,000 | 20,724,000 | 21,570,000 | 25,552,000 |
| Equity capital | 17,636,000 | 17,578,000 | 18,284,000 | 19,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,347,000 | 6,974,000 | 10,616,000 | 14,100,000 |
| Interest expense | 1,366,000 | 2,953,000 | 4,531,000 | 6,067,000 |
| Net interest income | 1,981,000 | 4,021,000 | 6,085,000 | 8,033,000 |
| Noninterest income | 273,000 | 572,000 | 843,000 | 1,146,000 |
| Noninterest expense | 1,075,000 | 2,242,000 | 3,390,000 | 4,806,000 |
| Provision for loan losses | 0 | 150,000 | 159,000 | 326,000 |
| Pretax income | 1,179,000 | 2,201,000 | 3,379,000 | 4,049,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,179,000 | 2,201,000 | 3,379,000 | 4,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,631,000 | 17,686,000 | 18,230,000 | 18,861,000 |
| Total capital | 18,559,000 | 18,741,000 | 18,681,000 | 19,368,000 |
| Risk-weighted assets | 156,465,000 | 156,807,000 | 152,048,000 | 165,568,000 |