Call reports 2006
COWBOY BANK — 2006
What COWBOY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 164,048,000 | 159,533,000 | 165,086,000 | 170,222,000 |
| Total loans | 141,219,000 | 136,623,000 | 135,615,000 | 141,392,000 |
| Allowance for loan losses | 981,000 | 1,062,000 | 954,000 | 1,000,000 |
| Securities available for sale | 5,619,000 | 5,423,000 | 9,310,000 | 10,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,167,000 | 135,588,000 | 140,888,000 | 142,201,000 |
| Interest-bearing deposits | 115,466,000 | 115,182,000 | 119,583,000 | 117,782,000 |
| Noninterest-bearing deposits | 18,701,000 | 20,406,000 | 21,305,000 | 24,419,000 |
| Equity capital | 16,099,000 | 15,867,000 | 16,048,000 | 16,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,984,000 | 6,073,000 | 9,260,000 | 12,499,000 |
| Interest expense | 1,103,000 | 2,263,000 | 3,460,000 | 4,770,000 |
| Net interest income | 1,881,000 | 3,810,000 | 5,800,000 | 7,729,000 |
| Noninterest income | 281,000 | 526,000 | 741,000 | 998,000 |
| Noninterest expense | 931,000 | 1,882,000 | 3,004,000 | 4,304,000 |
| Provision for loan losses | 250,000 | 504,000 | 504,000 | 587,000 |
| Pretax income | 981,000 | 1,950,000 | 3,033,000 | 3,836,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 981,000 | 1,950,000 | 3,033,000 | 3,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,122,000 | 15,926,000 | 16,063,000 | 16,826,000 |
| Total capital | 17,103,000 | 16,988,000 | 17,017,000 | 17,826,000 |
| Risk-weighted assets | 148,275,000 | 144,255,000 | 144,210,000 | 147,459,000 |