Call reports 2003
COWBOY BANK — 2003
What COWBOY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 130,124,000 | 129,160,000 | 122,203,000 | 138,768,000 |
| Total loans | 105,877,000 | 100,318,000 | 104,643,000 | 120,648,000 |
| Allowance for loan losses | 826,000 | 833,000 | 880,000 | 761,000 |
| Securities available for sale | 4,055,000 | 4,372,000 | 6,042,000 | 5,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,020,000 | 113,174,000 | 105,171,000 | 121,084,000 |
| Interest-bearing deposits | 97,471,000 | 98,212,000 | 90,281,000 | 103,163,000 |
| Noninterest-bearing deposits | 12,549,000 | 14,962,000 | 14,890,000 | 17,921,000 |
| Equity capital | 11,369,000 | 11,313,000 | 11,650,000 | 12,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,714,000 | 3,409,000 | 5,039,000 | 6,758,000 |
| Interest expense | 533,000 | 1,068,000 | 1,523,000 | 1,945,000 |
| Net interest income | 1,181,000 | 2,341,000 | 3,516,000 | 4,813,000 |
| Noninterest income | 231,000 | 416,000 | 633,000 | 877,000 |
| Noninterest expense | 756,000 | 1,500,000 | 2,256,000 | 3,098,000 |
| Provision for loan losses | 225,000 | 225,000 | 325,000 | 384,000 |
| Pretax income | 431,000 | 1,032,000 | 1,568,000 | 2,208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 431,000 | 1,032,000 | 1,568,000 | 2,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,238,000 | 11,190,000 | 11,517,000 | 12,009,000 |
| Total capital | 12,064,000 | 12,023,000 | 12,397,000 | 12,770,000 |
| Risk-weighted assets | 111,231,000 | 105,565,000 | 106,829,000 | 123,832,000 |