Call reports 2025
TRINITY CAPITAL BANK OF TEXAS — 2025
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 415,261,000 | 423,052,000 | 428,714,000 | 440,824,000 |
| Total loans | 306,200,000 | 311,304,000 | 320,855,000 | 339,355,000 |
| Allowance for loan losses | 3,084,000 | 3,119,000 | 3,425,000 | 3,760,000 |
| Securities available for sale | 65,703,000 | 64,866,000 | 64,883,000 | 64,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,409,000 | 355,042,000 | 366,719,000 | 354,794,000 |
| Interest-bearing deposits | 242,184,000 | 251,448,000 | 258,584,000 | 262,118,000 |
| Noninterest-bearing deposits | 97,225,000 | 103,594,000 | 108,135,000 | 92,676,000 |
| Equity capital | 27,303,000 | 28,413,000 | 30,710,000 | 33,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,712,000 | 11,738,000 | 18,082,000 | 24,729,000 |
| Interest expense | 2,125,000 | 4,258,000 | 6,397,000 | 8,460,000 |
| Net interest income | 3,587,000 | 7,480,000 | 11,685,000 | 16,269,000 |
| Noninterest income | 312,000 | 675,000 | 1,020,000 | 1,397,000 |
| Noninterest expense | 2,728,000 | 5,542,000 | 8,350,000 | 11,257,000 |
| Provision for loan losses | 0 | 350,000 | 670,000 | 1,168,000 |
| Pretax income | 1,171,000 | 2,263,000 | 3,685,000 | 5,161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,171,000 | 2,263,000 | 3,685,000 | 5,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,437,000 | 38,904,000 | 39,695,000 | 41,309,000 |