Call reports 2020
TRINITY CAPITAL BANK OF TEXAS — 2020
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 250,152,000 | 292,996,000 | 296,975,000 | 284,884,000 |
| Total loans | 182,638,000 | 206,718,000 | 208,578,000 | 203,462,000 |
| Allowance for loan losses | 2,582,000 | 2,884,000 | 3,106,000 | 3,032,000 |
| Securities available for sale | 46,387,000 | 46,955,000 | 51,673,000 | 54,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,650,000 | 236,669,000 | 245,548,000 | 230,365,000 |
| Interest-bearing deposits | 135,542,000 | 149,234,000 | 161,973,000 | 150,644,000 |
| Noninterest-bearing deposits | 66,108,000 | 87,435,000 | 83,575,000 | 79,721,000 |
| Equity capital | 25,476,000 | 28,287,000 | 28,534,000 | 29,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,964,000 | 6,792,000 | 9,747,000 | 12,655,000 |
| Interest expense | 400,000 | 806,000 | 1,212,000 | 1,593,000 |
| Net interest income | 2,564,000 | 5,986,000 | 8,535,000 | 11,062,000 |
| Noninterest income | 369,000 | 1,032,000 | 1,838,000 | 2,683,000 |
| Noninterest expense | 1,833,000 | 3,805,000 | 5,838,000 | 8,064,000 |
| Provision for loan losses | 220,000 | 520,000 | 740,000 | 740,000 |
| Pretax income | 975,000 | 2,788,000 | 3,981,000 | 5,127,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 975,000 | 2,788,000 | 3,981,000 | 5,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,047,000 | 26,215,000 | 26,420,000 | 26,855,000 |
| Total capital | 27,418,000 | — | — | — |
| Risk-weighted assets | 189,505,000 | — | — | — |