Call reports 2019
TRINITY CAPITAL BANK OF TEXAS — 2019
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 228,960,000 | 238,972,000 | 250,062,000 | 261,061,000 |
| Total loans | 169,461,000 | 167,782,000 | 173,775,000 | 179,057,000 |
| Allowance for loan losses | 2,227,000 | 2,244,000 | 2,285,000 | 2,365,000 |
| Securities available for sale | 36,761,000 | 36,183,000 | 38,894,000 | 49,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,022,000 | 186,470,000 | 198,189,000 | 212,070,000 |
| Interest-bearing deposits | 118,382,000 | 125,945,000 | 132,518,000 | 139,706,000 |
| Noninterest-bearing deposits | 59,640,000 | 60,525,000 | 65,671,000 | 72,364,000 |
| Equity capital | 23,206,000 | 24,112,000 | 24,962,000 | 25,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,906,000 | 5,748,000 | 8,766,000 | 11,742,000 |
| Interest expense | 333,000 | 688,000 | 1,072,000 | 1,480,000 |
| Net interest income | 2,573,000 | 5,060,000 | 7,694,000 | 10,262,000 |
| Noninterest income | 336,000 | 702,000 | 1,085,000 | 1,456,000 |
| Noninterest expense | 1,753,000 | 3,578,000 | 5,313,000 | 7,059,000 |
| Provision for loan losses | 10,000 | 20,000 | 60,000 | 150,000 |
| Pretax income | 1,149,000 | 2,167,000 | 3,434,000 | 4,537,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,149,000 | 2,167,000 | 3,434,000 | 4,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,245,000 | 23,608,000 | 24,291,000 | 24,701,000 |
| Total capital | 25,472,000 | 25,768,000 | 26,564,000 | 27,042,000 |
| Risk-weighted assets | 180,373,000 | 172,751,000 | 181,889,000 | 187,257,000 |