Call reports 2016
TRINITY CAPITAL BANK OF TEXAS — 2016
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 174,396,000 | 188,866,000 | 182,873,000 | 185,621,000 |
| Total loans | 133,666,000 | 136,843,000 | 146,157,000 | 153,081,000 |
| Allowance for loan losses | 1,445,000 | 1,509,000 | 1,617,000 | 1,703,000 |
| Securities available for sale | 22,832,000 | 14,568,000 | 13,853,000 | 12,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,046,000 | 153,291,000 | 148,533,000 | 152,581,000 |
| Interest-bearing deposits | 100,172,000 | 104,753,000 | 100,177,000 | 109,583,000 |
| Noninterest-bearing deposits | 47,874,000 | 48,538,000 | 48,356,000 | 42,998,000 |
| Equity capital | 16,542,000 | 17,021,000 | 17,265,000 | 17,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,996,000 | 4,122,000 | 6,353,000 | 8,623,000 |
| Interest expense | 139,000 | 280,000 | 436,000 | 593,000 |
| Net interest income | 1,857,000 | 3,842,000 | 5,917,000 | 8,030,000 |
| Noninterest income | 335,000 | 704,000 | 1,076,000 | 1,477,000 |
| Noninterest expense | 1,518,000 | 3,054,000 | 4,686,000 | 6,390,000 |
| Provision for loan losses | 175,000 | 230,000 | 320,000 | 402,000 |
| Pretax income | 499,000 | 1,308,000 | 2,033,000 | 2,761,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 499,000 | 1,308,000 | 2,033,000 | 2,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,186,000 | 16,690,000 | 16,960,000 | 17,271,000 |
| Total capital | 17,631,000 | 18,199,000 | 18,577,000 | 18,974,000 |
| Risk-weighted assets | 134,389,000 | 137,255,000 | 147,637,000 | 154,231,000 |