Call reports 2015
TRINITY CAPITAL BANK OF TEXAS — 2015
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 148,857,000 | 159,350,000 | 175,608,000 | 166,371,000 |
| Total loans | 110,336,000 | 117,134,000 | 125,371,000 | 122,109,000 |
| Allowance for loan losses | 1,135,000 | 1,196,000 | 1,279,000 | 1,267,000 |
| Securities available for sale | 21,781,000 | 20,679,000 | 19,974,000 | 23,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,961,000 | 136,930,000 | 151,935,000 | 144,068,000 |
| Interest-bearing deposits | 89,139,000 | 97,074,000 | 101,255,000 | 100,805,000 |
| Noninterest-bearing deposits | 37,822,000 | 39,856,000 | 50,680,000 | 43,263,000 |
| Equity capital | 15,170,000 | 15,398,000 | 16,112,000 | 16,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,718,000 | 3,502,000 | 5,409,000 | 7,310,000 |
| Interest expense | 114,000 | 229,000 | 350,000 | 496,000 |
| Net interest income | 1,604,000 | 3,273,000 | 5,059,000 | 6,814,000 |
| Noninterest income | 310,000 | 632,000 | 989,000 | 1,320,000 |
| Noninterest expense | 1,354,000 | 2,770,000 | 4,204,000 | 5,690,000 |
| Provision for loan losses | 105,000 | 270,000 | 363,000 | 363,000 |
| Pretax income | 455,000 | 865,000 | 1,481,000 | 2,081,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 455,000 | 865,000 | 1,481,000 | 2,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,829,000 | 15,239,000 | 15,800,000 | 16,037,000 |
| Total capital | 15,964,000 | 16,435,000 | 17,079,000 | 17,304,000 |
| Risk-weighted assets | 109,925,000 | 115,158,000 | 122,996,000 | 121,984,000 |