Call reports 2014
TRINITY CAPITAL BANK OF TEXAS — 2014
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 134,043,000 | 141,362,000 | 148,820,000 | 152,752,000 |
| Total loans | 101,992,000 | 103,641,000 | 101,601,000 | 106,542,000 |
| Allowance for loan losses | 1,059,000 | 1,115,000 | 1,067,000 | 1,069,000 |
| Securities available for sale | 19,098,000 | 18,735,000 | 18,653,000 | 22,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,275,000 | 118,806,000 | 125,611,000 | 131,727,000 |
| Interest-bearing deposits | 77,355,000 | 82,477,000 | 87,756,000 | 93,522,000 |
| Noninterest-bearing deposits | 35,920,000 | 36,329,000 | 37,855,000 | 38,205,000 |
| Equity capital | 13,850,000 | 14,225,000 | 14,494,000 | 14,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,593,000 | 3,191,000 | 4,995,000 | 6,640,000 |
| Interest expense | 108,000 | 209,000 | 316,000 | 432,000 |
| Net interest income | 1,485,000 | 2,982,000 | 4,679,000 | 6,208,000 |
| Noninterest income | 294,000 | 689,000 | 953,000 | 1,301,000 |
| Noninterest expense | 1,369,000 | 2,735,000 | 4,075,000 | 5,460,000 |
| Provision for loan losses | 60,000 | 160,000 | 220,000 | 270,000 |
| Pretax income | 350,000 | 776,000 | 1,337,000 | 1,779,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 350,000 | 776,000 | 1,337,000 | 1,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,840,000 | 14,063,000 | 14,389,000 | 14,526,000 |
| Total capital | 14,899,000 | 15,178,000 | 15,456,000 | 15,595,000 |
| Risk-weighted assets | 102,261,000 | 103,356,000 | 100,560,000 | 105,413,000 |