Call reports 2013
TRINITY CAPITAL BANK OF TEXAS — 2013
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 130,171,000 | 135,880,000 | 143,027,000 | 139,769,000 |
| Total loans | 92,767,000 | 99,714,000 | 95,251,000 | 98,480,000 |
| Allowance for loan losses | 1,096,000 | 1,111,000 | 1,028,000 | 1,019,000 |
| Securities available for sale | 17,141,000 | 19,586,000 | 19,711,000 | 19,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,107,000 | 111,844,000 | 119,214,000 | 117,860,000 |
| Interest-bearing deposits | 73,918,000 | 78,004,000 | 81,840,000 | 83,135,000 |
| Noninterest-bearing deposits | 32,189,000 | 33,840,000 | 37,374,000 | 34,725,000 |
| Equity capital | 13,800,000 | 13,434,000 | 13,687,000 | 13,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,992,000 | 4,598,000 | 6,174,000 |
| Interest expense | 156,000 | 311,000 | 468,000 | 597,000 |
| Net interest income | 1,281,000 | 2,681,000 | 4,130,000 | 5,577,000 |
| Noninterest income | 400,000 | 720,000 | 1,006,000 | 1,239,000 |
| Noninterest expense | 1,365,000 | 2,716,000 | 4,066,000 | 5,495,000 |
| Provision for loan losses | 50,000 | 100,000 | 160,000 | 170,000 |
| Pretax income | 266,000 | 585,000 | 910,000 | 1,151,000 |
| Income tax | -300,000 | -300,000 | -300,000 | -300,000 |
| Net income | 566,000 | 885,000 | 1,210,000 | 1,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,409,000 | 13,573,000 | 13,637,000 | 13,653,000 |
| Total capital | 14,505,000 | 14,684,000 | 14,665,000 | 14,672,000 |
| Risk-weighted assets | 93,374,000 | 101,291,000 | 97,506,000 | 98,812,000 |