Call reports 2012
TRINITY CAPITAL BANK OF TEXAS — 2012
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 118,027,000 | 120,802,000 | 130,241,000 | 127,686,000 |
| Total loans | 92,151,000 | 93,064,000 | 92,587,000 | 95,072,000 |
| Allowance for loan losses | 1,468,000 | 1,412,000 | 1,272,000 | 1,310,000 |
| Securities available for sale | 12,989,000 | 12,271,000 | 11,708,000 | 14,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,104,000 | 94,905,000 | 103,530,000 | 101,709,000 |
| Interest-bearing deposits | 55,048,000 | 54,821,000 | 55,114,000 | 60,023,000 |
| Noninterest-bearing deposits | 37,056,000 | 40,084,000 | 48,416,000 | 41,686,000 |
| Equity capital | 12,481,000 | 12,695,000 | 13,050,000 | 13,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,492,000 | 3,007,000 | 4,546,000 | 6,080,000 |
| Interest expense | 169,000 | 337,000 | 500,000 | 666,000 |
| Net interest income | 1,323,000 | 2,670,000 | 4,046,000 | 5,414,000 |
| Noninterest income | 403,000 | 757,000 | 1,226,000 | 1,716,000 |
| Noninterest expense | 1,239,000 | 2,529,000 | 3,822,000 | 5,202,000 |
| Provision for loan losses | 80,000 | 80,000 | 90,000 | 225,000 |
| Pretax income | 407,000 | 818,000 | 1,360,000 | 1,703,000 |
| Income tax | 138,000 | 278,000 | 454,000 | 522,000 |
| Net income | 269,000 | 540,000 | 906,000 | 1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,181,000 | 12,391,000 | 12,693,000 | 12,905,000 |
| Total capital | 13,318,000 | 13,544,000 | 13,833,000 | 14,091,000 |
| Risk-weighted assets | 90,598,000 | 91,948,000 | 91,099,000 | 94,935,000 |