Call reports 2011
TRINITY CAPITAL BANK OF TEXAS — 2011
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,913,000 | 112,138,000 | 117,873,000 | 117,922,000 |
| Total loans | 86,310,000 | 87,917,000 | 88,583,000 | 90,482,000 |
| Allowance for loan losses | 1,054,000 | 1,087,000 | 1,118,000 | 1,437,000 |
| Securities available for sale | 13,610,000 | 13,213,000 | 12,540,000 | 13,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,724,000 | 87,583,000 | 93,553,000 | 94,029,000 |
| Interest-bearing deposits | 54,181,000 | 52,992,000 | 53,635,000 | 53,801,000 |
| Noninterest-bearing deposits | 31,543,000 | 34,591,000 | 39,918,000 | 40,228,000 |
| Equity capital | 12,008,000 | 12,295,000 | 12,561,000 | 12,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,433,000 | 2,874,000 | 4,345,000 | 5,839,000 |
| Interest expense | 198,000 | 391,000 | 575,000 | 745,000 |
| Net interest income | 1,235,000 | 2,483,000 | 3,770,000 | 5,094,000 |
| Noninterest income | 318,000 | 612,000 | 906,000 | 1,236,000 |
| Noninterest expense | 1,121,000 | 2,247,000 | 3,356,000 | 4,515,000 |
| Provision for loan losses | 100,000 | 240,000 | 330,000 | 840,000 |
| Pretax income | 332,000 | 608,000 | 990,000 | 975,000 |
| Income tax | 120,000 | 214,000 | 344,000 | 339,000 |
| Net income | 212,000 | 394,000 | 646,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,832,000 | 12,014,000 | 12,266,000 | 11,980,000 |
| Total capital | 12,869,000 | 13,075,000 | 13,340,000 | 13,087,000 |
| Risk-weighted assets | 83,431,000 | 84,833,000 | 85,911,000 | 88,347,000 |