Call reports 2010
TRINITY CAPITAL BANK OF TEXAS — 2010
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 109,682,000 | 110,060,000 | 114,550,000 | 111,473,000 |
| Total loans | 79,231,000 | 81,962,000 | 81,599,000 | 86,111,000 |
| Allowance for loan losses | 981,000 | 949,000 | 955,000 | 1,005,000 |
| Securities available for sale | 11,274,000 | 13,344,000 | 15,922,000 | 14,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,038,000 | 88,038,000 | 91,703,000 | 89,392,000 |
| Interest-bearing deposits | 58,467,000 | 56,631,000 | 53,458,000 | 54,274,000 |
| Noninterest-bearing deposits | 28,571,000 | 31,407,000 | 38,245,000 | 35,118,000 |
| Equity capital | 11,201,000 | 11,364,000 | 11,562,000 | 11,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 2,787,000 | 4,202,000 | 5,689,000 |
| Interest expense | 248,000 | 492,000 | 719,000 | 924,000 |
| Net interest income | 1,157,000 | 2,295,000 | 3,483,000 | 4,765,000 |
| Noninterest income | 272,000 | 537,000 | 858,000 | 1,201,000 |
| Noninterest expense | 1,131,000 | 2,275,000 | 3,440,000 | 4,602,000 |
| Provision for loan losses | 80,000 | 148,000 | 173,000 | 228,000 |
| Pretax income | 218,000 | 409,000 | 740,000 | 1,148,000 |
| Income tax | 74,000 | 156,000 | 269,000 | 407,000 |
| Net income | 144,000 | 253,000 | 471,000 | 741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,029,000 | 11,137,000 | 11,354,000 | 11,621,000 |
| Total capital | 11,982,000 | 12,086,000 | 12,309,000 | 12,626,000 |
| Risk-weighted assets | 76,233,000 | 80,169,000 | 79,803,000 | 84,123,000 |