Call reports 2009
TRINITY CAPITAL BANK OF TEXAS — 2009
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 105,632,000 | 104,654,000 | 106,305,000 | 105,501,000 |
| Total loans | 72,707,000 | 73,426,000 | 75,030,000 | 75,160,000 |
| Allowance for loan losses | 927,000 | 970,000 | 989,000 | 970,000 |
| Securities available for sale | 21,326,000 | 19,040,000 | 15,315,000 | 17,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,591,000 | 82,698,000 | 84,133,000 | 83,334,000 |
| Interest-bearing deposits | 60,198,000 | 51,697,000 | 52,648,000 | 54,379,000 |
| Noninterest-bearing deposits | 23,393,000 | 31,001,000 | 31,485,000 | 28,955,000 |
| Equity capital | 10,176,000 | 10,317,000 | 10,462,000 | 10,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,645,000 | 3,204,000 | 4,713,000 | 6,137,000 |
| Interest expense | 302,000 | 588,000 | 864,000 | 1,129,000 |
| Net interest income | 1,343,000 | 2,616,000 | 3,849,000 | 5,008,000 |
| Noninterest income | 322,000 | 601,000 | 853,000 | 1,159,000 |
| Noninterest expense | 1,093,000 | 2,259,000 | 3,353,000 | 4,476,000 |
| Provision for loan losses | 85,000 | 170,000 | 260,000 | 335,000 |
| Pretax income | 487,000 | 788,000 | 1,089,000 | 1,356,000 |
| Income tax | 155,000 | 255,000 | 357,000 | 448,000 |
| Net income | 332,000 | 533,000 | 732,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,815,000 | 10,014,000 | 10,210,000 | 10,385,000 |
| Total capital | 10,727,000 | 10,927,000 | 11,121,000 | 11,303,000 |
| Risk-weighted assets | 72,936,000 | 72,989,000 | 72,826,000 | 73,357,000 |