Call reports 2008
TRINITY CAPITAL BANK OF TEXAS — 2008
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 105,535,000 | 107,116,000 | 110,245,000 | 108,604,000 |
| Total loans | 68,199,000 | 67,714,000 | 68,744,000 | 71,120,000 |
| Allowance for loan losses | 925,000 | 944,000 | 865,000 | 886,000 |
| Securities available for sale | 18,682,000 | 20,301,000 | 19,287,000 | 20,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,391,000 | 87,656,000 | 86,821,000 | 87,407,000 |
| Interest-bearing deposits | 61,344,000 | 62,840,000 | 62,429,000 | 63,472,000 |
| Noninterest-bearing deposits | 24,047,000 | 24,816,000 | 24,392,000 | 23,935,000 |
| Equity capital | 9,400,000 | 9,338,000 | 9,589,000 | 9,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,772,000 | 3,367,000 | 5,077,000 | 6,636,000 |
| Interest expense | 477,000 | 888,000 | 1,255,000 | 1,616,000 |
| Net interest income | 1,295,000 | 2,479,000 | 3,822,000 | 5,020,000 |
| Noninterest income | 155,000 | 345,000 | 556,000 | 747,000 |
| Noninterest expense | 1,049,000 | 2,132,000 | 3,240,000 | 4,314,000 |
| Provision for loan losses | 40,000 | 70,000 | 110,000 | 215,000 |
| Pretax income | 361,000 | 622,000 | 1,028,000 | 1,238,000 |
| Income tax | 109,000 | 197,000 | 336,000 | 417,000 |
| Net income | 252,000 | 425,000 | 692,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,920,000 | 9,094,000 | 9,361,000 | 9,491,000 |
| Total capital | 9,811,000 | 9,984,000 | 10,226,000 | 10,377,000 |
| Risk-weighted assets | 71,252,000 | 71,166,000 | 71,230,000 | 72,102,000 |