Call reports 2007
TRINITY CAPITAL BANK OF TEXAS — 2007
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 94,802,000 | 94,309,000 | 101,796,000 | 105,276,000 |
| Total loans | 64,865,000 | 64,518,000 | 64,292,000 | 68,295,000 |
| Allowance for loan losses | 880,000 | 863,000 | 883,000 | 899,000 |
| Securities available for sale | 18,039,000 | 17,852,000 | 18,104,000 | 18,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,907,000 | 78,585,000 | 84,621,000 | 88,404,000 |
| Interest-bearing deposits | 57,379,000 | 57,000,000 | 60,195,000 | 63,884,000 |
| Noninterest-bearing deposits | 21,528,000 | 21,585,000 | 24,426,000 | 24,520,000 |
| Equity capital | 8,242,000 | 8,282,000 | 8,628,000 | 8,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,550,000 | 5,345,000 | 7,204,000 |
| Interest expense | 412,000 | 810,000 | 1,229,000 | 1,713,000 |
| Net interest income | 1,345,000 | 2,740,000 | 4,116,000 | 5,491,000 |
| Noninterest income | 160,000 | 300,000 | 464,000 | 674,000 |
| Noninterest expense | 993,000 | 2,079,000 | 3,072,000 | 4,177,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 130,000 |
| Pretax income | 480,000 | 899,000 | 1,406,000 | 1,856,000 |
| Income tax | 163,000 | 315,000 | 487,000 | 640,000 |
| Net income | 317,000 | 584,000 | 919,000 | 1,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,166,000 | 8,335,000 | 8,520,000 | 8,669,000 |
| Total capital | 9,001,000 | 9,159,000 | 9,363,000 | 9,551,000 |
| Risk-weighted assets | 66,787,000 | 65,746,000 | 67,385,000 | 70,371,000 |