Call reports 2005
TRINITY CAPITAL BANK OF TEXAS — 2005
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 95,044,000 | 97,635,000 | 95,019,000 | 93,856,000 |
| Total loans | 67,315,000 | 69,801,000 | 68,959,000 | 65,453,000 |
| Allowance for loan losses | 857,000 | 956,000 | 883,000 | 861,000 |
| Securities available for sale | 14,948,000 | 14,993,000 | 14,855,000 | 14,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,217,000 | 86,979,000 | 80,245,000 | 79,649,000 |
| Interest-bearing deposits | 66,775,000 | 65,871,000 | 60,138,000 | 58,976,000 |
| Noninterest-bearing deposits | 18,442,000 | 21,108,000 | 20,107,000 | 20,673,000 |
| Equity capital | 7,179,000 | 7,336,000 | 7,471,000 | 7,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,285,000 | 2,691,000 | 4,166,000 | 5,671,000 |
| Interest expense | 266,000 | 547,000 | 855,000 | 1,175,000 |
| Net interest income | 1,019,000 | 2,144,000 | 3,311,000 | 4,496,000 |
| Noninterest income | 175,000 | 358,000 | 528,000 | 676,000 |
| Noninterest expense | 921,000 | 1,835,000 | 2,839,000 | 3,741,000 |
| Provision for loan losses | 30,000 | 230,000 | 350,000 | 400,000 |
| Pretax income | 235,000 | 427,000 | 640,000 | 1,018,000 |
| Income tax | 85,000 | 150,000 | 223,000 | 351,000 |
| Net income | 150,000 | 277,000 | 417,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,258,000 | 7,387,000 | 7,528,000 | 7,479,000 |
| Total capital | 8,098,000 | 8,270,000 | 8,392,000 | 8,313,000 |
| Risk-weighted assets | 67,187,000 | 70,445,000 | 68,920,000 | 66,389,000 |