Call reports 2004
TRINITY CAPITAL BANK OF TEXAS — 2004
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 95,312,000 | 98,289,000 | 97,342,000 | 94,106,000 |
| Total loans | 64,217,000 | 66,164,000 | 66,019,000 | 66,931,000 |
| Allowance for loan losses | 831,000 | 832,000 | 992,000 | 887,000 |
| Securities available for sale | 12,283,000 | 8,634,000 | 12,658,000 | 15,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,180,000 | 85,515,000 | 84,329,000 | 84,045,000 |
| Interest-bearing deposits | 67,662,000 | 66,952,000 | 65,834,000 | 65,356,000 |
| Noninterest-bearing deposits | 16,518,000 | 18,563,000 | 18,495,000 | 18,689,000 |
| Equity capital | 6,836,000 | 6,906,000 | 6,918,000 | 7,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,196,000 | 2,401,000 | 3,649,000 | 4,936,000 |
| Interest expense | 280,000 | 562,000 | 843,000 | 1,113,000 |
| Net interest income | 916,000 | 1,839,000 | 2,806,000 | 3,823,000 |
| Noninterest income | 197,000 | 434,000 | 613,000 | 776,000 |
| Noninterest expense | 857,000 | 1,744,000 | 2,629,000 | 3,502,000 |
| Provision for loan losses | 20,000 | 50,000 | 235,000 | 290,000 |
| Pretax income | 236,000 | 479,000 | 555,000 | 807,000 |
| Income tax | 80,000 | 164,000 | 258,000 | 279,000 |
| Net income | 156,000 | 315,000 | 297,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,731,000 | 6,889,000 | 6,868,000 | 7,107,000 |
| Total capital | 7,533,000 | 7,721,000 | 7,709,000 | 7,950,000 |
| Risk-weighted assets | 64,165,000 | 67,584,000 | 67,137,000 | 67,447,000 |