Call reports 2002
TRINITY CAPITAL BANK OF TEXAS — 2002
What TRINITY CAPITAL BANK OF TEXAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 89,744,000 | 90,075,000 | 95,948,000 | 94,420,000 |
| Total loans | 60,090,000 | 61,921,000 | 60,427,000 | 62,279,000 |
| Allowance for loan losses | 905,000 | 958,000 | 1,042,000 | 1,084,000 |
| Securities available for sale | 10,130,000 | 10,269,000 | 9,893,000 | 8,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,136,000 | 80,297,000 | 86,024,000 | 84,690,000 |
| Interest-bearing deposits | 65,507,000 | 62,736,000 | 64,028,000 | 65,233,000 |
| Noninterest-bearing deposits | 16,629,000 | 17,561,000 | 21,996,000 | 19,457,000 |
| Equity capital | 6,163,000 | 6,335,000 | 6,492,000 | 6,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,327,000 | 2,629,000 | 3,886,000 | 5,052,000 |
| Interest expense | 548,000 | 1,065,000 | 1,558,000 | 1,988,000 |
| Net interest income | 779,000 | 1,564,000 | 2,328,000 | 3,064,000 |
| Noninterest income | 165,000 | 329,000 | 563,000 | 814,000 |
| Noninterest expense | 762,000 | 1,516,000 | 2,267,000 | 3,097,000 |
| Provision for loan losses | 220,000 | 275,000 | 345,000 | 700,000 |
| Pretax income | -38,000 | 102,000 | 279,000 | 81,000 |
| Income tax | -16,000 | 31,000 | 91,000 | 24,000 |
| Net income | -22,000 | 71,000 | 188,000 | 57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,145,000 | 6,238,000 | 6,355,000 | 6,224,000 |
| Total capital | 6,936,000 | 7,046,000 | 7,163,000 | 7,053,000 |
| Risk-weighted assets | 63,152,000 | 64,454,000 | 64,748,000 | 66,084,000 |