Call reports 2026
BANK OF MONTICELLO — 2026
What BANK OF MONTICELLO reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 156,453,000 | 159,026,000 |
| Total loans | 95,896,000 | 102,447,000 |
| Allowance for loan losses | 1,095,000 | 1,098,000 |
| Securities available for sale | 37,683,000 | 38,950,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 138,746,000 | 140,445,000 |
| Interest-bearing deposits | 111,512,000 | 110,045,000 |
| Noninterest-bearing deposits | 27,234,000 | 30,400,000 |
| Equity capital | 15,886,000 | 16,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,210,000 | 4,458,000 |
| Interest expense | 658,000 | 1,294,000 |
| Net interest income | 1,552,000 | 3,164,000 |
| Noninterest income | 78,000 | 179,000 |
| Noninterest expense | 704,000 | 1,545,000 |
| Provision for loan losses | 12,000 | 12,000 |
| Pretax income | 899,000 | 1,777,000 |
| Income tax | 0 | 0 |
| Net income | 899,000 | 1,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,564,000 | 19,183,000 |